Credit Cards Compare

The purpose of the Citi Platinum Select Visa Card for College Students is to provide a credit card to college students.

Pros: The day that that very first credit card in your own name arrives in your mail box is one of the bench marks of adulthood. Suddenly you are master or your own fate! You have a CREDIT CARD in your own name and one that nobody had to co-sign for you to get. It’s a red letter day for sure. It’s a certain sign that the world no longer considers you an irresponsible child!

The Citi Platinum Select Visa Card for College Students is an excellent choice of a beginner credit card. Yes, the annual interest rate is rather high but you will find that the interest rate will be equally high with other first-time credit cards. Interest rates will decrease as you prove your credit worthiness.

College students who apply for and receive the Citi Platinum Select Visa Card for College Students should use the credit card to begin to establish their own good credit history.

Cons: The interest rate is really high at 18.24%. Students would be better off if they let their parents co-sign their credit cards and establish a good credit history before they get a card in their own name.
Guarantee: There is no guarantee associated with CitiBank Credit Cards.

Value for money: The Citi Platinum Select Visa Card for College Students is a fair value.