Credit Cards Compare

The purpose of the CitiBank Store Credit Cards is to provide credit for customers at particular stores. There are a range of cards out there which offer incentives such as cash back or store points for using them. The easiest way to see which would suit you best is to use a credit cards comparison service such as the one from Motley Fool so you can compare the incentives with interest rates and such like. Understanding credit card services is a good way learning the pros and cons of credit card use. Improper use of this card may do more harm than good.

Pros: On the CitiBank website you can apply for five different story credit cards. The stores which are represented are Home Depot Rewards Master Card, Bloomingdale’s Store Credit Card, Sears Store Credit Card, Home Depot Store Credit Card and Macy’s Store Credit Card.

Applying for each credit card is a very simple and straightforward matter. There aren’t any questions that you won’t know the answers to. All of the cards, with the exception of the Home Depot Rewards master Card, are recognized only by the stores for which they are issued for. The Home Depot Rewards Master Card can be used any where that accepts major credit cards and there are 2500 bonus points awarded for the first purchase made with the Home Depot Rewards Master Card. Points can be redeemed for a wide range of merchandise.

Cons: The CitiBank Store Credit Cards have rather high interest rates and too many credit cards can be difficult to manage effectively.

Guarantee: There is no guarantee associated with CitiBank Credit Cards.

Value for money: The CitiBank Store Credit Cards are a very good value.