Credit Cards Compare

The purpose of the Orchard Bank Master Card is to provide a credit card to first time credit card shoppers and to those who have a need to repair past credit history.

Pros: In today’s world every person really needs a credit card of some kind just to complete everyday transactions. You need a credit card to make an online purchase and you need a credit card to secure an airline, hotel or car rental reservation. The Orchard Bank Master Card offers credit cards to those who have little or no credit history as well as to those who have a spotty credit history. The Orchard Bank Master Card even with its annual fee gives those who need it a second chance to rebuild their credit history.

‘Stuff’ happens and even people who are honorable and honest can get into a financial bind and do damage to their credit history. These people can find themselves in a position where most credit card companies are reluctant to issue a credit card to them. Orchard Bank is willing to issue credit cards to these people.

Cons: The interest rate is above the national average.

Guarantee: There is no guarantee offered.

Value for money: The Orchard Bank Master Card is a good starting point for new credit card users and those who need to repair past credit history.